04097 ZIP Code — North Yarmouth, ME

Cumberland County, Maine

ZIP code 04097 is located in North Yarmouth, Maine, within Cumberland County. It covers approximately 21.23 square miles and serves a population of 4,106 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04097

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $447,700. Owner-occupancy is high at 83%, well above the national average.

The gap between median ($118,304) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is high — 52% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 04097 reflects a community defined by a highly educated population and high homeownership.

4,106
population
21.23
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
04097 ZIP code map
Cities in ZIP code 04097

Below are the cities the US Postal Service accepts for ZIP code 04097. Using any city not on this list may result in mail delivery delays.

City Status
North Yarmouth Acceptable
Demographics updated 05/2026
Population
Total population 4,106
Population density 193 / sq mi
State FIPS 23
County FIPS 005
Geography
Land area 21.23 sq mi
Water area 0.19 sq mi
Latitude 43.8579
Longitude -70.2341
Timezone Eastern (ET)
Area code 207
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 25.2% 32.3% 42.3%
$50k – $100k 27.5% 31.4% 32.3%
$100k – $200k 33.6% 27.4% 20.6%
Over $200k 13.7% 8.9% 4.9%

Demographics & statistics

4,106
Population
193
People per sq mi
47.8
Median age
$118,304
Median household income
$58,065
Per capita income
$447,700
Median home value
$1,487
Median monthly rent
83.4%
Home ownership
6.7%
Poverty rate
2.5%
Unemployment
1,369
Housing units
52.3%
Bachelor's or higher

Age distribution

Male Female
149
Under 5
143
150
5–9
143
88
10–14
83
122
15–19
117
55
20–24
53
122
25–34
117
243
35–44
232
490
45–54
468
219
55–59
209
151
60–64
143
153
65–74
145
144
75–84
138
15
85+
14
← Male
Female →

Age summary

GroupCount%
Under 1892422.5%
18 and over3,18277.5%
65 and over60914.8%
Median age47.8 years

Race & ethnicity

White 93.8%
Two or more races 4%
Asian 1.3%
Hispanic or Latino 0.9%
GroupCount%
White3,88793.8%
Two or more races1664%
Asian531.3%
Hispanic or Latino390.9%

Household income

Income range This ZIP County avg State avg
Under $50k 25.2% 32.3% 42.3%
$50k – $100k 27.5% 31.4% 32.3%
$100k – $200k 33.6% 27.4% 20.6%
Over $200k 13.7% 8.9% 4.9%
$10k–$15k 0.8%
$15k–$25k 5.6%
$25k–$35k 4.0%
$35k–$50k 2.8%
$50k–$75k 17.5%
$75k–$100k 9.5%
$100k–$150k 23.5%
$150k–$200k 10.4%
$200k+ 25.9%
Range% of households
$10k–$15k0.8%
$15k–$25k5.6%
$25k–$35k4.0%
$35k–$50k2.8%
$50k–$75k17.5%
$75k–$100k9.5%
$100k–$150k23.5%
$150k–$200k10.4%
$200k+25.9%
Median income$118,304

Housing

Home values

Under $50k 2.6%
$50k–$100k 2.5%
$150k–$200k 1.6%
$200k–$300k 12.8%
$300k–$500k 45.5%
$500k–$1M 30.6%
$1M+ 4.3%

Housing overview

MetricValue
Median home value$447,700
Median rent / month$1,487
Owner occupied83.4%
Renter occupied16.6%
Vacant5.5%
Single-family detached92.1%
Large apartment buildings0.0%
Mobile homes0.0%
Median rooms6.5
Avg household size (owned)2.74

Year built

Era%
2020 or later3.0%
2010–20199.5%
2000–20099.9%
1990–199916.9%
1980–198914.2%
1970–197920.0%
1960–19697.2%
1950–19591.5%
1940–19491.4%
1939 or earlier16.4%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom2.6%
2 bedrooms19.6%
3 bedrooms40.8%
4 bedrooms33.0%
5+ bedrooms4.0%

Vehicles per household

Vehicles% of households
No vehicle1.5%
1 vehicle20.0%
2 vehicles51.5%
3 or more27.0%

Heating fuel

Fuel type%
Utility gas2.1%
Electricity9.2%
Propane / LP gas16.7%
Fuel oil63.8%
Wood7.2%
Solar0.5%

Households & families

Household typeCount%
Married-couple family88657.7%
Cohabiting couple754.9%
Male householder, no spouse24516.0%
Female householder, no spouse32921.4%
Households with children under 1851433.5%
Households with seniors (65+)48931.9%
Average household size2.67

Marital status

StatusMaleFemale
Never married22.1%21.5%
Married53.1%55.3%
Separated1.4%0.0%
Widowed0.0%12.0%
Divorced23.4%11.1%

Education

Less than 9th grade 1.2%
Some HS, no diploma 1.5%
HS graduate 22.8%
Some college, no degree 13.6%
Associate's degree 8.6%
Bachelor's degree 30.7%
Graduate / professional 21.6%
Metric%
HS diploma or higher97.3%
Bachelor's or higher52.3%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool818.5%
Kindergarten12112.7%
Elementary school30932.4%
High school25026.2%
College / grad school19420.3%

Employment

Industry of employment

Education & healthcare 26.5%
Professional & management 16.2%
Retail trade 15.8%
Manufacturing 9.6%
Construction 7.0%
Finance & real estate 6.6%
Arts, food & hospitality 4.9%
Transportation & utilities 4.0%
Other services 4.0%
Public administration 2.7%
Information 1.6%
Agriculture & mining 0.9%
Wholesale trade 0.2%

Occupation

Category%
Management, business & arts53.1%
Service11.0%
Sales & office23.1%
Natural resources & construction7.9%
Production & transportation5.0%

Employment type

Type%
Private sector78.3%
Government15.1%
Self-employed6.5%
Unpaid family workers0.0%

Commute

Method%
Drive alone76.9%
Carpool7.6%
Public transit0.0%
Walk0.7%
Work from home14.8%
Other means0.0%
Avg commute (minutes)27.6

Poverty

All people 6.7%
Under 18 years 10.9%
18 and over 5.4%
Married-couple families 3.8%
Female-led households 5.2%

Income support

Source% of households
Social Security29.5%
Retirement income25.0%
Supplemental Security1.2%
Cash public assistance1.6%
Food stamps / SNAP3.2%

Health indicators

Condition%
Obesity26.2%
High blood pressure27.6%
High cholesterol30.5%
Diabetes7.3%
Heart disease4.8%
Stroke2.1%
Asthma9.8%
Arthritis21.4%
Kidney disease2.3%
Pulmonary disease5.3%
Cancer6.6%
Behavior / access%
Smoking11.3%
Binge drinking16.5%
No physical activity15.4%
Less than 7 hrs sleep28.0%
Depression23.0%
Fair or poor health8.3%
Poor mental health11.9%
Poor physical health7.3%
No health insurance8.2%
Visited doctor (checkup)77.4%
Visited dentist77.2%
Cholesterol screening92.4%
Teeth loss8.0%

Veterans & disability

VeteransCount%
Civilian veterans1223.8%
Disability%
Any disability6.5%
Under 180.9%
18–64 years4.0%
65 and over25.6%

Health insurance coverage

Type%
Private insurance85.9%
Public insurance17.8%
No insurance4.2%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only3,81492.9%
Spanish30.1%
Other Indo-European30.1%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)4,05698.8%
Born in same state3,99397.2%
Born in different state2,77567.6%
Foreign born631.5%
Naturalized citizen501.2%
Not a US citizen3162.0%

Ancestry

AncestryCount%
French1,12827.5%
Italian58214.2%
Arab53012.9%
German2215.4%
AncestryCount%
Norwegian822%
Polish501.2%
Dutch170.4%
Irish110.3%

Technology access

Metric% of households
Computer access37.4%
Internet access97.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04097

What city is ZIP code 04097 in?

ZIP code 04097 is primarily assigned to North Yarmouth, Maine.

What county is ZIP code 04097 in?

ZIP code 04097 falls within Cumberland County, Maine.

How educated is the population of ZIP code 04097?

52% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 04097 mostly owner-occupied?

83% of occupied units in ZIP code 04097 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 04097?

The median home value in ZIP code 04097 is $447,700.

What is the median household income in ZIP code 04097?

The median household income in ZIP code 04097 is $118,304, above the national median of ~$75,000.

What timezone is ZIP code 04097 in?

ZIP code 04097 observes the EST timezone.

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